How to buy Bitcoin in Canada with your Credit or Debit Card

One of the most popular ways to buy bitcoin instantly in Canada is through MyBTC.ca using your Visa or Mastercard credit or debit card, processed by our card payment partners.

You can purchase $75 to $25,000 worth in minutes, any time of the day or night. See our fees and limits for the current card limits and fees.

To get started, follow these quick and easy steps:

Head on over to the credit/debit card order page today.
Enter the amount of bitcoin or dollar amount you wish to process for along with your wallet address and press “Continue”
You will be directed to our partner’s checkout page where you’ll provide your payment and contact details
Complete your order by clicking the ‘Pay Now’ button
Depending on certain criteria, you may need to complete lightning fast verification of your identity for processing of your order
Done! You'll receive a confirmation email and coins sent to the wallet address you entered

Note: If your credit card is not supported by our card payment partner, head on over to MyBTC.ca's homepage where you'll find alternative payment solutions. Buying Bitcoin in Canada has never been so fast.

Credit and Debit Card Limits and Fees

Per order: $75 to $25,000.
Daily maximum: $25,000. Monthly maximum: $300,000.
Fee: approximately 9.75%.
Timing: processed immediately once your payment is approved.

Before You Buy: Quick Checklist

Have your own wallet ready. MyBTC.ca is non-custodial, so your coins go straight to the address you enter. New to wallets? See our guide to the best crypto wallets for Canadians.
Copy and paste your wallet address. Don’t type it, and make sure it matches the coin you’re buying. Blockchain transactions can’t be reversed.
Use a Visa or Mastercard in your own name.
Check with your card issuer. Some banks block crypto purchases or add their own charges, so it’s worth asking before you order.

Frequently Asked Questions

Who processes my card payment? Card orders are handled by our card payment partners, Simplex and Banxa. The partner takes care of identity checks, payment processing and sending your crypto.

I’m already verified on MyBTC.ca. Do I need to verify again? Yes, the card payment partner runs its own verification on your first card order. If you use the same email and phone number on later orders, you usually won’t need to repeat it.

Where’s my receipt? Card orders don’t show up in your MyBTC.ca account history. The partner emails your confirmation and transaction details, so check your junk or spam folder if you don’t see it.

What if my card is declined? Interac e-Transfer is a popular alternative: $25 to $25,000 per transfer at 7.75% ($5.00 minimum), usually arriving in 0 to 30 minutes. Learn how in our Interac e-Transfer guide.

Can I buy other coins with my card? Yes. Through our card payment partners, you can buy Bitcoin, Ethereum and other supported cryptocurrencies. Just pick your coin from the dropdown on the card order page.

How fast will my coins arrive? Once your payment is approved, the partner sends your crypto to your wallet. Bitcoin blocks are confirmed roughly every 10 minutes, and some wallets wait for several confirmations before showing the funds.